I follow these guidelines when working with you as a buyer.

• Careful review of your needs and wants regarding the property you want to purchase. 
  
• Complete financial information including:
  • The loan amount you can expect to qualify for with local lenders.
  • General information on types of loans, payments, and closing costs.
  • Names and phone numbers of lenders with whom I've had a long standing professional relationship. These mortgage brokers and bankers have demonstrated their willingness to go the extra mile in solving problems and getting the loan closed. 
    
• Using these sources you can have access to every property listed with the Northwest Multiple Listing Association:
  • Daily computer updates on appropriate new listings.
  • I will provide you with complete information (including addresses) on any house you see advertised, regardless of the listing office.
  • If you see a house with a "For Sale" or "Exclusively" sign on it, write down the address, company and telephone number and I will make an appointment to show you the property and/or give you complete listing information.
  • You are encouraged to visit open houses. Be sure to tell the agent at the open house that you are working with me and call me if you see a house you are interested in. Do not sign any offer without our advice. 
    
• I will organize appointments and get you into all properties that approximate what you are looking for. I will not waste your time showing properties that are not reasonable for you (if you want 3 bedrooms, I will not show you 2 bedroom houses.) 
  
• We will write the offer (you will receive a copy of the contract used so you can study it before you get to this point) and I will present your offer to the Seller(s). 
  
• After you and the Seller(s) have come to an agreement regarding the price and terms of your purchase (I will act as the intermediary handling these negotiations) you will make a loan application. I will carefully track the financing through to closing, keeping you informed on the progress of your transaction. You can depend on me to help troubleshoot any problems that may occur. 
  
• You will be provided with a folder of information at your first appointment which includes the following information:
  • A copy of a Purchase and Sale contract so you can familiarize yourself with the verbiage before starting the process.
  • A list of local pre-sale inspectors previous clients have used and like (these are just suggestions; you can, of course, use anyone you want).
  • Financial information which includes an explanation of different financial programs, rates, closing costs, lender, etc.
  • Market information.